Cynthia F. O’Donnell was born and raised in the Florida panhandle. She graduated from Florida State University with a B.A. in Music. Coming from a long line of military veterans, she joined the U.S. Navy and attended Officer Candidate School in Pensacola, Florida in February 2001. While in the Navy, she served aboard the USS Mahan (DDG-72) as the Strike Warfare Office and USS Hue City (CG-66) as the Damage Control Officer making two deployments in support of Operation Enduring Freedom and Operation Iraqi Freedom.

In 2008, she graduated from the University of Florida College of Law with honors and practiced law in the field of bankruptcy and business litigation at Case, Lombardi, and Pettit in Honolulu, Hawaii.

In 2018, Cynthia started her own firm in Mount Dora, Florida focused entirely on representing consumers struggling with debt, including mortgage foreclosures, automobile repossessions, federal and private student loans, medical debt, credit card debt, and bankruptcy.

Cynthia joined Stone & Gerken in April 2023 and handles a wide variety of litigation matters for local governments and business clients.